How It Works
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Step One
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You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports to make it easy. They also offer a lot of additional features if you sign up for their membership account. If you don’t like Privacy guard, you can pull your credit reports from any provider of your choice.
Step Two
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We provide you with an in-depth credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Additionally, we give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
Step Three
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We load all the inaccurate, misleading and unverifiable information into our system, and begin by challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all bureaus for and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal as we focus on fixing your credit from start to finish.
Step Four
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Once the updated credit reports come back from the bureaus, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the issue comes back verified with no difference, we follow up with the credit bureaus or try to get a resolution on why the inaccurate information is still on the credit report.